First Citizens Federal Credit Union

Mission Statement

First Citizens’ provides premier, personal service and innovative products and services as a financial institution –in the most financially advantageous and technologically efficient manner, through the quality of its employees – enhancing the financial status of its customers and members, while ensuring the financial stability of the Credit Union.


Personal Checking

We offer a variety of checking accounts designed to fit your financial lifestyle. Whether you’re a student, someone on a fixed budget, a retiree, on active military duty or a veteran, we have a checking option that is right for you.


Personal Savings

It’s never too early to start saving. Whether it’s for a dream vacation or your child’s college education, we offer the savings products that will get you where you want your future to go.


Business Checking

We understand as a business owner you want to succeed. Our Business Checking accounts will help you do just that. Our accounts offer easy and convenient account access and efficient, knowledgeable service that makes your life easier.


Business Savings

Use your First Citizens’ Business Savings account to accumulate money for your business needs, annual expenses, or for your emergency cash funds. Your business will succeed and we can help your savings grow. With our Business Savings Plus account the more money you have in your account, the more interest you can earn. We offer eight tiers so you can earn a great rate no matter what your balance.

• Business Statement Savings

• Business Savings Plus

• Term Certificates


Visa CheckCard

When you open an account with us you have the option to receive a check card. Your new check card will grant you easy access to your money at any ATM and will allow you to make purchases with the funds available in your checking account.



With a small investment today you can reach the security and financial stability you want for the future. Term Certificates and Individual Retirement Accounts can create more financial possibilities for you and your family so you can relax knowing you have the financial security you always dreamed of.





  • Auto
  • Personal
  • MassSave Loan Program
  • Mortgage
  • Business Loans
  • SBA Loans
  • Construction
  • Commercial Real Estate



  • Home
  • Vehicle
  • Property
  • Business



  • Online Banking
  • Mobile Banking
  • Bill Pay & Popmoney
  • Electronic Statement


Call 1-800-642-7515  |  or visit

for more information

  • Hours of Operation: 

    Mon. - Wed. 8:00AM - 5:00PM Thurs. & Fri. 8:00AM - 7:00PM Sat. 8:00AM - 2:00PM


    (800) 642-7515

    Toll Free: 

    (800) 642-7515

    Contact Email: 

    Business Address: 

    200 Mill Road, Suite 100
    Fairhaven  Massachusetts  02719
    United States

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